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Welcome to the Mobile Alerts Library. These mobile alerts are designed to be in a format which are more easily readable on mobile phones. There are very little graphics - limited to your logo - and the stories are shorter with shorter paragraphs. We typically will add two mobile alerts each week, one which is the economic commentary from the newsletters and one which is a recent article. They do not necessarily need to be dated - that is your choice before you send them. Remember, more and more of your sphere are reading their email on mobile phones. Communications need to be short and avoid links as they are less likely to move from your email to surfing if they are on their phone.
Economic Commentary
Real Estate Finance Alerts
Use of Points for Buydowns Soar Conforming Loan Limits Higher For 2024 FHA Loan Limits Increase For 2024 Embrace Reality Assumptions Are More Popular Today FHA and VA Lower Fees Conforming Pricing Changes Good News For Financing Upscale Properties Credit Score Enhancements Are Coming Higher Conforming Limits on the Way The Price of Low Credit Scores Adjustables Are Back Over-Estimating Down Payment Requirements The Credit Report Dilemma Fair Scores Pay More Higher Rates Are Good News Fewer Appraisals Not What They Advertised? Knowledge is the Key Thinking of Purchasing? Watch Your Credit Calculators Tell Part of the Story Qualification Standard Eased Loan Officer at Settlement Table Time to Say Goodbye to Your Adjustable? The Self-Employed Conundrum Face-to-Face Preference Values Not Accurate Education Regarding Required Down Payments Needed More Financing Choices For Today's Buyers Credit Invisibles Can Purchase The Loan Officer Decision Mortgage Insurance Can Be Eliminated Credit Scores And Dating Family Gifts and Home Ownership No Shopping After Application Twenty-Year Mortgages Make a Comeback Knowing the Score Makes a Big Difference Cash Buyers Can Get Cash Back Quickly Importance of a Pre-Approval Three Tips To Improve Your Credit Score Behaviors of Great Credit Scores Watch Your Credit Report Issues That Can Hold Up Your Closing Real Estate Homeownership Alerts
The Aging of America First Timer Buyers: Overwhelmed Under One Roof Bank of Mom and Dads To Get Stronger Homeownership Sentiment by Generation Homeownership -- The Key to Wealth Creation Home Prices Still Rising: Fannie Mae Rents Still Rising Postponing "I Do" Women Leading The Race The New Hip Singles Place Renters Hit Harder By Inflation The Changing Profile of Buyers Housing Stock Aging Home Flipping Continues at a Strong Pace Affordability a Key For 2024 Despite the Challenges... Fannie Mae Expects Slower Growth The New Game -- House Hacking Help Available For Purchasers Americans Still Planning to Purchase Mature Roomies “I Do” -- Want a Home! Homebuying: The Family Factor Affordable Alternatives Home Prices Still Rising Consumers Buying the Rate Down Much Less Than 20% Back to the City! The Home Equity Piggy Bank Homeowners Getting Younger Millennials Reach Homeownership Milestone On The Move Wedding Registry For Homes! Walkability Equals Quality of Life All Under One Roof The Good Life Less Competition From Investors Preparing For Owning a Home Low Inventory Supporting House Prices The Build To Rent (BTR) Trend Believing in Ownership Millennials Are Owners Pets Rule! Points: The Quest For Affordability Owners Pile Up The Equity Rent Continues to be Unaffordable Zoning The Answer To Inventory Concerns? $150,000 Per Year and Renting Owner Longevity Rising Work From Home Here to Stay Homeownership Rate Steady as She Goes No Regrets! Rent-to-Own Younger Gen Option Millennials Dominate – Here Comes Gen X Affordability Coming Back? Moderation Is The Word Not Like 2008 This Slowdown is Different The New Starter Home? Expanding Searches First Time Buyers Are Back The Key – Financial Knowledge Smaller Counties Gaining Millennial Dilemma Buyers Recognize Climate Risks Rents Continue to Rise Student Debt Plan to Help First Time Buyers? Prices Leveling Off Renters Have Seen Big Hikes Rising Prices by Square Footage Seller Concessions Are Back Rents Continue to Soar Home Price Growth Starts to Slow Renters Relocating Nationally Rents Keep Rising Renovation Boom on the Way First Quarter a Boon For Homeowners Housing Prices to Level Off? Bidding Wars on Rentals? Moving Out-of-State Valuing Eco-Friendly Features Lease Expirations Come With Surprise The Millennial Housing Generation Cash is King Homeowner Wealth Skyrockets Work From Home and Homeownership America On The Move Again Higher Rents Favor Buying Rent Prices Soaring Owning Still Wins All Under One Roof Rising Rates Not Expected To Slow Home Sales Record Breaking Year! Staying Put Rents Continue to Soar! Millennial Boom? Seniors Holding On Rents Continue to Rise Over Five Million Short Is Buying Getting Easier? More Paying With Cash First American – It Still Pays to Own The Diversification of America American Dream Home You Don't Need 20% Appreciation to Continue Latinos To Dominate Larger Home and Lower Costs Homes: The Hot Commodity Single Family Rentals Are Hot Home Buyers Are Optimistic America On The Move Survey Highlights Your Home as an Investment Inventory on the Way? More Important Than Ever Home is Where the Wealth Is America On The Move First Time Buyers Find Homes Affordable Builders Falling Behind Rents Are On The Rise Household Formation Fuels Market The Appraisal Dilemma Vacation Homes Going Fast Homeowners Are Getting Younger New Home Sales -- Part of a Broader Trend Housing -- The Economy’s Bright Spot Home Sales Soar More Homeowners Real Estate Leads the List Resilient Home Buyers Real Estate To Lead The Way? An Unexpected Benefit? The Home Office Advantage Working From Home Banking on Mom and Dad Building To Ramp Up Households Are Growing Generation Z Wants Homes In-Person Closings Preferred They Just Don’t Know First Time Buyer Profile Changes Renters Face Cost Pressures The Home Shopping Process The Inspection Solution Still The American Dream Ask The Inspector Love at First "Site" The Twenty Percent Misconception Good Schools: Buyers Will Pay More The New "Surban" America's New Addiction Technology Strengthens Need For Agents Succeed in a Seller's Market Get a Roommate Older Americans Feel Better As Owners Looking Way Ahead For Millennials Salary Advantage Goes To Children of Owners Homeowners Insurance Myths Active Service Military Buying Homes What Renters Miss What Those Relocating Want Rent to Own Option Homeownership Helps Children Baby Boomers Defy Traditional Aging Agencies Help Purchasers Joint Single Buyer Legal Protections Renters Worry More About Their Payment Divorce: What To Do With The House Good Neighbor Next Door Important Home Buying Advice Kissing Up For a Home? New Homes Offer Cost Savings Be Prepared After You Move In Buy New or Resale? Rebound Buyers Beware Homeowners Don't Get To Know Tenant Neighbors Match Home Improvements To Value The Best Time of the Month to Close Real Estate Listing Alerts
More Sellers To Pay Capital Gains Taxes Staying Put The Listings Are Coming Sellers Still Profiting The Evolution of Downtown Sellers Profit The Key Words For Seller Dealing With Appraisers Tax Bill Due? Tide Turning on Sellers? Inventory is Coming! More Listings Coming? Listing With a Realtor® Works! The MLS Adds Value The Back-Up Option Best Days of the Week Pre-Listing Home Inspection Landlords Getting Flexible Work From Home Permanently? The "As-Is" Debate The Time To List Pre-Listing Inspection Choose Listing Language Carefully Optimize Your Listing Price The Value of Realtors Zillow's Listing Favorites What Sellers Should Disclose Getting The Most Out of Open Houses Seller Beefs Regarding Home Purchasers Home Inspections Can Derail a Transaction Getting Ready For a Home Inspection Real Estate Refinance Alerts
The HELOC Question Are You a Candidate? Fannie Mae’s New Refinance Opportunity Would a 15-Year Refi Make Sense? Last Chance To Refinance? Refi Window Closing? Refinances Soar -- Some Advice Refinance Decision: Reducing Consumer Debt Refinancing Team: Term Decision Refinancing Team: Payment Decision The content contained in these documents may become outdated because of changes in market conditions, laws or economic climate. If you view a document that is outdated email us at success@hershmangroup.com and we will make alterations if possible.