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      • “I Do” — Want a Home!
      • $150,000 Per Year and Renting
      • A Better Picture: Commentary
      • A Busy Two Weeks: Commentary
      • Affordability a Key For 2024
      • Affordability Improving
      • Affordable Alternatives
      • All About Jobs and Inflation: Commentary
      • All In The Family
      • All Under One Roof
      • America On The Move?
      • Americans Still Planning to Purchase
      • And Now For the Second Act: Commentary
      • Another Month of Strong Job Gains: Commentary
      • Another Trifecta: Commentary
      • Assumptions Are More Popular Today
      • Back to the City!
      • Back To The Inflation Picture: Commentary
      • Bank of Mom and Dads To Get Stronger
      • Believing in Ownership
      • Built For Rent Market Booming
      • Buying With Friends
      • Can We Get a “Two-Fer”? Commentary
      • Choose Listing Language Carefully
      • Conforming Loan Limits Higher For 2025
      • Conforming Pricing Changes
      • Consumers Buying the Rate Down
      • Credit Scores And Dating
      • Despite the Challenges…
      • Don’t Need Twenty Percent
      • Embrace Reality
      • Fannie Mae Expects Slower Growth
      • FHA and VA Lower Fees
      • FHA Loan Limits Increase For 2025
      • Finally! Commentary
      • First Part of The “Two-Fer” — Commentary
      • First Time Buyers Finding Homes
      • First Timer Buyers: Overwhelmed
      • Good News For Financing Upscale Properties
      • Help Available For Purchasers
      • Higher For Even Longer: Commentary
      • Home Flipping Continues at a Strong Pace
      • Home Prices Hit Another Record
      • Home Prices Still Rising
      • Home Prices Still Rising
      • Home Prices Still Rising
      • Home Prices Still Rising: Fannie Mae
      • Homebuyer Demand Responds
      • Homebuying: The Family Factor
      • Homeowners Getting Younger
      • Homeowners Sitting on Tremendous Equity
      • Homeownership — The Key to Wealth Creation
      • Homeownership Rate Steady as She Goes
      • Homeownership Sentiment by Generation
      • Housing Stock Aging
      • Inheritance? Surmounting The Challenge
      • Inventory On The Horizon
      • Is The Fed Over-Communicating? Commentary
      • Is Two Months a Trend? Commentary
      • It is Labor Week: Commentary
      • It is Time! Commentary
      • It’s Election Day — Commentary
      • Jobs and the Fed: Commentary
      • Just How Valuable is Real Estate? Commentary
      • Less Competition From Investors
      • Lock-in Effect Waning?
      • Low Inventory Supporting House Prices
      • Market Awakening?
      • Mature Roomies
      • Millennials Are Owners
      • Millennials Dominate – Here Comes Gen X
      • Millennials Reach Homeownership Milestone
      • More Jobs Than People? Commentary
      • More Sellers To Pay Capital Gains Taxes
      • Moving To a Balanced Market
      • Much Less Than 20%
      • Music To Our Ears? Commentary
      • NAR Updates Their Forecast
      • No Regrets!
      • Not in a Straight Line: Commentary
      • On The Move
      • Owner Longevity Rising
      • Owners Build More Equity
      • Owners Pile Up The Equity
      • Pets Rule!
      • Points: The Quest For Affordability
      • Postponing “I Do”
      • Preparing For Owning a Home
      • Quiet Period? Commentary
      • Realtor Association Optimistic
      • Refinance Decision: Reducing Consumer Debt
      • Refinancing Team: Term Decision
      • Rent Continues to be Unaffordable
      • Rent-to-Own Younger Gen Option
      • Renters Hit Harder By Inflation
      • Rents Still Rising
      • Sales Fall But Prices Keep Rising
      • Sellers Profit
      • Sellers Still Profiting
      • Single Women Outpacing Single Men
      • Squeezing the Last Drop: Commentary
      • Staying Put
      • Summer Already? Commentary
      • The Aging of America
      • The Assumption Opportunity
      • The Budget Deficit: Commentary
      • The Build To Rent (BTR) Trend
      • The Changing Profile of Buyers
      • The Election Factor: Commentary
      • The Evolution of Downtown
      • The Fed and Inflation: Commentary
      • The Final Stretch: Commentary
      • The Good Life
      • The HELOC Question
      • The Home Equity Piggy Bank
      • The Inflation Picture: Commentary
      • The Key Words For Seller
      • The Listings Are Coming
      • The Listings Are Here: Commentary
      • The Movement of Interest Rates: Commentary
      • The New Game — House Hacking
      • The New Hip Singles Place
      • The Results: Commentary
      • The Sandwich Generation
      • Time For a Roomie?
      • Top Credit Tips For Obtaining Your Home Loan
      • Under One Roof
      • Use of Points for Buydowns Soar
      • Walkability Equals Quality of Life
      • We Want More! Commentary
      • Wedding Registry For Homes!
      • Why Are People Not Happy? Commentary
      • Will It Take a Recession? Commentary
      • Window of Opportunity
      • Women Leading The Race
      • Work From Home Here to Stay
      • World Bank Sees Lower Rates
      • Zoning The Answer To Inventory Concerns?
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      • 10 Week Broker Approach #1 – Sales Meetings
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      • A Great Time To Purchase Real Estate?
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      • According to the Wall Street Journal….
      • Achieving a Smooth Loan Closing
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      • Email #1 – Credit Repair Campaign: We Are Here to Help
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      • Email #2 -The Most Important First Step of the Home Buying Process
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      • Email #3 – Dealing With Debt: Part One
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      • Email #4 – Dealing With Debt: Part Two
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      • FHA Premiums on the Rise
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      • Homeowners with FHA and VA Mortgages…
      • I’ve Found A New Home…
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      • Test: First Time Homebuyer Email.
      • Thank You For The Referral
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      • Top Producer Campaign #1-The Top Wish of Leading Producers
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      • Top Producer Campain #2-Priorities
      • Understanding the Lock Game
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      • Using Your Mortgage To Retire Early
      • VA Helps Veterans Become Homeowners
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      • 3 Ways to Track Yearly Progress Toward Retirement
      • Avoid These Common Tax Mistakes
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      • Cancellation of Mortgage Debt
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      • Considering Purchasing a Commercial Property?
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      • Does It Hurt Your Credit Score To Look At Your Credit Score?
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      • Mortgage Debt Forgiveness: 10 Key Points
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      • Planning to Buy a Home in the Next Five Years?
      • Reducing the Cost of Your Homeowners Insurance
      • Renters Need Insurance Too
      • Reverse Mortgages: Pros and Cons for Seniors
      • Save Thousands Per Year With Small Changes
      • Shopping For Health Insurance
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      • Should You Buy or Lease Your Next Car?
      • Talk About Money Before Saying “I Do”
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      • Taxpayer Guide to Identity Theft
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      • The First Step of Tax Preparation is Gathering Records
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      • Weddings Affect Your Tax Situation
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      • Your Home Can Fund Your Retirement
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      • 5 Ways to Sell a Home Faster, For More Money
      • 7 Reasons To Buy a Home Now
      • Achieving Your Financial Goals Through Refinancing
      • Advantages of Purchasing a Newly Constructed Home as Compared to Resale
      • Affordability Part I
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      • Aim For a Better Closing Experience
      • Another Look At Mortgage Insurance
      • Are You HomeReady?™
      • Are You Paying Too Much In Property Taxes?
      • Biggest Mistakes Homebuyers Make
      • Building Home Equity With the 20-Year Alternative
      • Can’t Purchase Now? Rent to Own!
      • Canny Ways to Use Reverse Mortgage Money
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      • Considering Purchasing a Commercial Property?
      • Credit Score Killers
      • Credit Tips For Obtaining Your Home Loan
      • Dealing With a Home As Part of a Divorce
      • Does It Hurt Your Credit Score To Look At Your Credit Score?
      • Don’t Get Shut Out of Refinancing While Rates Are Still Low
      • FHA Offers Alternatives For Average Americans
      • Getting Married? Time to Pop the Second Big Question
      • Home Equity Line of Credit Part I
      • Home Equity Line of Credit Part II
      • Home Equity Line of Credit Part III
      • Home Improvements – The Right Approach
      • Home Staging Basics
      • Homeownership: More Than Money
      • How Heirs Should Handle a Reverse Mortgage After Death
      • How To Be The Most Attractive Homebuyer
      • How To Buy a Foreclosure
      • I Am Listing My Home – Do You Have Advice?
      • Increase My Credit Score Now
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      • Mistakes To Avoid When Financing Your Home
      • More Financing Choices for Today’s Buyer
      • Mortgage Debt Forgiveness: 10 Key Points
      • Mortgage interest deduction: Everything you need to know
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      • Obtaining The Best Appraisal In Any Market
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      • Paring Your Debt Payments
      • Planning a Military Relocation
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      • Planning to Buy a Home in the Next Five Years?
      • Pre-qualification or Pre-approval? The Choice
      • Profit From Using A Second Mortgage
      • Purchasing A Home Using Someone Else’s Money
      • Purchasing Commercial Property
      • Reverse Mortgages: Pros and Cons for Seniors
      • Saving Money On Your Homeowner’s Insurance…
      • Sell Your Home In Any Market
      • Selling Need Not Be a Divorce Issue
      • Should I Buy This House?
      • Should I Get a Reverse Mortgage?
      • Should I Pay Off My Mortgage?
      • Should I Rent My Home?
      • Should You Consider an Adjustable Rate Mortgage?
      • Six Ways to Ensure a Remodeling Project Pays Off
      • So You Want To Purchase a Foreclosure?
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      • Tax Benefits of Owning
      • Tax Deductions For Homeowners
      • Temporary Buydowns Can Help Sell a Home
      • Temporary Buydowns Can Help Sell a Home–Part I
      • Ten Key Facts About Home Sales
      • The Federal Reserve
      • The Government Will Help You Buy a Home
      • The Government Will Help You Purchase a Home
      • The Home Affordable Refi Program Initiative
      • The Importance of TRID
      • The Keys To Qualifying For a Mortgage
      • The Perfect Mortgage Application From Forbes
      • The Real Cost of Free
      • The Real Estate Update
      • The Reverse Mortgage Solution
      • The Top Ten Things Every Renter Needs To Know
      • Time To Refinance? Here Are The Reasons…
      • To Pay A Point?
      • Using Home Equity
      • VA Helps Veterans Become Homeowners
      • Vacation Home Rentals
      • Vacation Homes -The Real Estate Trend of the Decade
      • Want To Purchase? FHA Requires Less Cash…
      • What Happens When a Homeowner Dies Before the Mortgage Is Paid?
      • What is Mortgage Insurance and Why Would a Homeowner Have to Pay the Cost?
      • What Millennials Want in a Home
      • What to Do if Your Mortgage Forbearance is Ending
      • What To Do With Hard To Sell Homes
      • What You Need to Know Before Buying a Fixer-Upper
      • When Is It Time To Refinance?
      • When To See a Financial Advisor
      • Why Is My Rate Higher?
      • Why Purchase an Investment Property?
      • Winning the Real Estate Game With a LoanFirst™
      • Yes, You Can Buy A Home
      • Your First Home? The Right Realtor Is the Key
      • Your Home Can Fund Retirement
      • Your Real Estate Purchase: Cash and Carry?
      • Temporary Buydowns Can Help Sell a Home–Part II
    • The Real Estate Trends
    • The Sales Update
      • …It Is Not What You Think
      • A Real “Not So Secret” Of Success…A Sense Of Urgency
      • Are You An Employee, Or… The CEO Of Your Company?
      • Basic Guides For Cold Calling
      • Be More Effective Over The Phone
      • Becoming An Expert Is Not Quite Enough
      • Becoming an Expert is The Key to a Successful Business Model
      • Capture More Leads With Call Capture
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      • Confidence: Part One
      • Confidence: Part Two
      • Define and Grow Your Sphere-Part One
      • Define and Grow Your Sphere-Part Two
      • Does Your Business Model Define Success?
      • Don’t Give Up On That Prospect
      • Essential For Your Long Term Success
      • Getting Out There Not Enough? Part I
      • Getting Out There Not Enough? Part II
      • Guidelines For Handling Objections
      • Hiring an Assistant–A Move That Can Make a Difference (Part I)
      • Hiring An Assistant: Synergy Part II
      • How To Overcome Market Downturns
      • Implementing A Smooth Manager Transition Part II
      • Increase Your Income With Role Playing Techniques
      • Inspiration For Anyone…John Wooden and Success
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      • Making The Transition From Sales To Manager Part I
      • Negotiation Skills For Winners
      • Networking Done Right
      • Nine Elements of Effective Employee Praise
      • Pick Up The Phone and Call!
      • Presenting A Lead To A Partner
      • Prioritization Is The Key To The Marketing Plan
      • Prioritization Is The Key To The Marketing Plan
      • Public Speaking Can Be The Key – Part II
      • Public Speaking Is The Best Marketing Tool – Part I
      • RX For An Attitude Checkup
      • Secret of Success We Are Trained To Ignore: “Fire’ Em”
      • Setting Up Great Homebuyer Presentations-Part I
      • Setting Up Great Homebuyer Presentations-Part II
      • Seven Rules of Maximum Synergy Marketing
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      • The Basic Elements of Success
      • The Basic Laws of Marketing
      • The Biggest Obstacle to Sales Success: Call Reluctance Part I
      • The Biggest Obstacle to Sales Success: Call Reluctance Part III
      • The Biggest Obstacle to Sales Success: Call Reluctance Part II
      • The Decade of Social Networking I
      • The Decade of Social Networking II
      • The Essential Call For More Referrals
      • The Key To Converting Prospects Over The Phone
      • The Mirror: The #1 Sales Tool
      • The Most Important Close
      • The Real Secret To Success
      • The Seven Rules of Maximum Synergy Marketing
      • The Truth About Niches
      • This Environment Gives Everyone an Opportunity: Dealing With The Doldrums
      • Time For a Long Term Strategy
      • Time Management I
      • Time Management Part II
      • TIme Management Tip — A Sense of Urgency
      • Time Management Tip: Align Goals With Priorities
      • Time Management: Getting More Accomplished
      • What Are The Types of Objections?
      • What Is In An Email?
      • Why Do Business With You?
      • Working with First-Time Buyers
      • You Can Change Your Results In Any Market…By Changing The Numbers-Part I
      • You Can Change Your Results In Any Market…By Changing The Numbers-Part II
      • You Can Change Your Results In Any Market…By Changing The Numbers-Part III
      • You Can Change Your Results In Any Market…By Changing The Numbers-Part IV
      • Your Business Model Must Contain the “Right Stuff”
      • Your Sales Training Is Wrong
    • What if I Pay More Every Month?
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    August 27, 2021
  • Negotiation Skills For Winners

    If you are in business, then you will be a participant to many negotiations in your business career. For example, real estate professionals are integrally involved in the process of sales contract negotiations. Even though an agent may “represent” the seller or buyer, their negotiation skills will be paramount to closing the deal as details such…

    July 8, 2021
  • Higher FHA Loan Limits

    On November 18, 2011, the President signed into lawthe Consolidated and Further Continuing Appropriations Act 2012.This lawre-establishes the higherFHA loan limits in high-cost areas which expiredOctober 1 of this year.Previously, theEconomic Stimulus Act of 2008 set higher limits for conforming and FHA loans in high cost areas because of limited availability of jumbo mortgages in…

    November 30, 2011

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